IMPORTANT – PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OR CONDITIONS, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE AND/OR USE OF THE ONLINE SERVICES. Copyright and Trademark Notices Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this website (including, but not limited to, all design, text sound recordings, images or links) are the property of Speech Academy Asia Pte Ltd. As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked, or otherwise used in whole or in part in any manner without the prior written consent of Speech Academy Asia Pte Ltd. All trade marks, service marks and logos used in this website are the property of Speech Academy Asia Pte Ltd. No hyperlink of any part of this website is allowed unless consent from Speech Academy Asia Pte Ltd in writing. Disclaimer Information and materials contained in this website are provided on a general information basis only. Speech Academy Asia Pte Ltd does not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. Under no circumstances shall Speech Academy Asia Pte Ltd be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, transmission error or unavailability of access in connection with your accessing this website and/or using the online services. In no event shall Speech Academy Asia be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of this website, or reliance on any information, materials or online services provided at this website, regardless of the form or action and even if Speech Academy Asia Pte Ltd had been advised as to the possibility of such damages. Indemnity You hereby agree to indemnify and save Speech Academy Asia Pte Ltd harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by Speech Academy Asia Pte Ltd in connection with or arising from (1) your access of this website and/or use of the online service, or (2) your breach of any of these Terms and Conditions of Access. Miscellaneous The information and materials herein are subject to change (including, without limitation, modification, deletion or replacement thereof) without notice. Governing Law and Jurisdiction Nothing herein shall be construed as a representation by Speech Academy Asia Pte Ltd that the information and materials contained in or access through this website is appropriate or available for use in geographic areas or jurisdictions other than Singapore. By accessing this website and/or using the online services, you agree that such access and/or use, as well as these Terms and Conditions of Access shall be governed by, and construed in accordance with, the laws of Singapore and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.